Pay stubs are an essential tool for both employers and employees. These documents provide a breakdown of an individual’s earnings, taxes, deductions, and other financial details. However, creating a pay stub manually can be time-consuming and prone to errors. Luckily, there are several online pay stub generators that make this process easier and more accurate. Whether you’re a small business owner or an independent contractor, using a free pay stub generator can save you time and ensure accuracy.
In this article, we’ve compiled a list of the top 10 free pay stub generators to try in 2025. Each platform offers unique features, so you can choose the one that best suits your needs.
1. StubCreator
StubCreator is one of the most popular free pay stub generators available today. It offers a user-friendly platform with a simple interface that allows users to quickly generate pay stubs. Whether you’re a business owner, freelancer, or independent contractor, StubCreator provides all the essential fields needed to create a professional and accurate pay stub. You can add hourly rates, deductions, taxes, and overtime pay in just a few clicks.
Features:
- Quick and easy to use
- Customizable templates
- Offers both free and paid options with additional features
- Supports multiple tax categories
Why It’s Great: StubCreator is especially beneficial for those who need a quick solution for generating accurate pay stubs without paying a dime. It’s a reliable choice for small businesses and freelancers alike.
2. PayStubCreator
PayStubCreator offers a free pay stub generator that allows businesses and freelancers to create pay stubs with ease. It provides a professional format and is tailored to meet the specific needs of various industries. PayStubCreator also ensures that your pay stubs are in compliance with state and federal tax laws.
Features:
- Customizable for various pay periods
- Option to add bonuses, tips, and commissions
- Generates pay stubs with federal, state, and local tax breakdowns
- Simple and intuitive user interface
Why It’s Great: PayStubCreator is perfect for users looking for a tool that offers comprehensive tax calculations and is still free to use for basic features.
3. WageFiling
WageFiling is another excellent option for generating free pay stubs online. This platform provides a fast and easy way to generate pay stubs with tax breakdowns for both employees and contractors. It’s designed to help small businesses comply with tax laws, and it also offers the option to create detailed pay stubs for multiple employees.
Features:
- Ability to add deductions, taxes, and bonuses
- Generates professional, printable pay stubs
- Tax calculation for all states
- Free pay stub generator with paid premium options
Why It’s Great: WageFiling’s tax accuracy and ease of use make it a top choice for small businesses that need to quickly produce accurate pay stubs.
4. CheckStubMaker
CheckStubMaker is a pay stub generator that stands out for its customizable design options. Users can easily input payroll details, including wages, tax information, deductions, and more. The free plan provides a basic yet professional pay stub with essential details, while premium options offer additional features such as overtime calculations.
Features:
- Simple, easy-to-use interface
- Option to choose different formats
- Generates pay stubs instantly
- Customizable for different industries
Why It’s Great: If you’re looking for a no-frills, straightforward pay stub generator with the option to upgrade for more advanced features, CheckStubMaker is a great choice.
5. Paycheck Stub Online
Paycheck Stub Online offers a free pay stub generator that creates pay stubs quickly and efficiently. This tool allows users to add detailed information such as earnings, deductions, taxes, and other benefits. It is ideal for freelancers and small business owners who need to generate pay stubs for employees.
Features:
- Fast and accurate tax calculations
- Option to add custom deductions and bonuses
- Free to use with an easy-to-understand format
- Print-friendly pay stubs
Why It’s Great: Paycheck Stub Online is a straightforward solution for generating pay stubs without needing a lot of extra features. It’s ideal for those who want a quick and simple tool.
6. 123PayStubs
123PayStubs is another reliable pay stub generator that offers both free and premium versions. The free version allows users to generate basic pay stubs with a user-friendly interface. It also supports multiple pay periods, making it a versatile option for various businesses and contractors.
Features:
- Supports a wide range of pay periods
- Customizable templates for accurate tax and deduction reporting
- Instant pay stub generation
- User-friendly interface
Why It’s Great: 123PayStubs is known for its flexibility and ease of use, making it a great choice for people who need quick pay stubs without dealing with complicated processes.
7. The Pay Stub Generator
The Pay Stub Generator is a completely free pay stub generator that allows users to create and download pay stubs with a few clicks. The tool lets users input relevant information such as gross income, taxes, and deductions. You can also include benefits like health insurance or retirement contributions.
Features:
- Easy to navigate
- Customizable fields for earnings, deductions, and taxes
- Supports various pay periods and frequencies
- No sign-up required for the free version
Why It’s Great: With no registration required, this tool is perfect for users who want to generate pay stubs quickly without unnecessary steps.
8. EZPayStub
EZPayStub offers a simple and efficient pay stub generator that lets users create detailed pay stubs. The free version of EZPayStub allows you to create one pay stub at a time. For frequent use, the paid version offers more features, including the ability to generate multiple pay stubs.
Features:
- User-friendly interface
- Provides tax breakdowns and deductions
- Free version allows one pay stub at a time
- Paid plans with additional features for frequent users
Why It’s Great: EZPayStub’s clean interface and tax accuracy make it an excellent tool for small businesses or freelancers who only need a few pay stubs.
9. PayStubOnline
PayStubOnline offers a free, no-frills pay stub generator. It’s designed to be quick and easy, providing users with the essential features needed to create accurate pay stubs. You can input earnings, deductions, and taxes, and the system will generate a professional pay stub that’s ready to print or download.
Features:
- Instant pay stub creation
- Supports deductions, taxes, and other earnings
- Print-friendly and downloadable formats
- Free version for basic features
Why It’s Great: PayStubOnline offers a simple solution for users who need to generate pay stubs with minimal fuss. It’s especially good for quick, one-off pay stub creation.
10. StubsMaker
StubsMaker is another straightforward tool that allows users to create pay stubs with ease. While the free version has limited features, it still provides everything you need to generate a professional pay stub. The premium version includes additional features such as overtime pay and a wider range of templates.
Features:
- Supports multiple pay periods
- Simple and easy to use
- Free version available with essential features
- Option to add tips and bonuses
Why It’s Great: StubsMaker is ideal for those who need a basic, no-frills pay stub generator, but it also offers premium options if you want to unlock more advanced features.
Conclusion
Choosing the right pay stub generator is important to ensure accuracy and professionalism in your financial documents. While there are many options available, the 10 tools listed above are among the best free pay stub generators for 2025. Whether you’re a business owner, freelancer, or independent contractor, these tools will help you create pay stubs that meet your needs without breaking the bank. Start using one of these tools today to streamline your payroll process and maintain accurate records.